The term “long-term care” refers to assistance or supervision senior citizens and disabled people need when they physically become unable to take care of some basic daily living tasks such as bathing, dressing, preparing meals, and managing medications.

Long-term care may also be needed due to cognitive impairment caused by Alzheimer’s disease, dementia or other brain disorders—sometimes bodies are strong and capable but the mind functions at a level that impacts a person’s health and safety.

Keep in mind that the need for long-term care may result from something other than the natural aging process—it can result from an accident, illness, stroke or other chronic conditions. [Read more…]